Why stablecoins aren’t bank deposits — and why that makes them better. This piece explores full-reserve digital money, the GENIUS Act, MiCA, and Europe’s e-money model.

Starling Bank reported its fourth consecutive year of profitability and revenue growth on Wednesday, although the fintech’s “legacy matters” weighed heavily on its bottom line.

As the line between tech company and bank continues to blur, it is not the fintechs that legacy players should fear. It is the banks that fail to change.

Companies like TMTG will undoubtedly play a pivotal role in shaping the future of cryptocurrency adoption and regulation.

The future economy is about agents as much as it is about businesses and consumers and these will need Digital Public Infrastructure that satisfies their nee

Europe’s innovation lags due to cultural, regulatory, and structural hurdles, but change is possible if the region can rethink its systems and embrace risk-taking.