You don’t need to learn code or be a tech nerd to start making money with AI. All you need are a few simple ingredients that you can easily access:
- Your laptop
- A strong internet connection
- A ChatGPT subscription
- And three simple prompts to make ChatGPT work for you
These powerful prompts help you implement the right system so you can develop a passive income product in just a few hours, making it easy for anyone, regardless of experience level, to boost their salary or create an entirely new salary from passive income products alone.
Here’s Why This Matters
AI is already disrupting the workforce at scale. Millions of workers have been and are being displaced as it continues to roll out and be implemented across organizational workflows and departments. You’ve likely seen layoffs at your organization, or have been worried that you’ll be the next target of a layoff because of AI and “efficiency”.
At the same time, the job market is getting tougher. Many find it difficult to regain their professional balance after being laid off, leading to being stranded in several months, even more than a year in some cases, of unemployment and heavy financial strain.
However, it’s essential to remember that AI is not your enemy. Analysts at the World Economic Forum project that despite layoffs, the effects of automation and new technology will produce 170 million new jobs. At the same time, there is an uptick in freelance workers, with solopreneurs making up more than half of the U.S. workforce by 2027, according to Statista.
This creates a situation where AI can actually work in your favor, if you approach it correctly and have a system or strategy in place.
You can create your own job from your skills, and make money relatively quickly compared to waiting to be hired by an employer–using ChatGPT to help you develop, deploy, and scale, rapidly.
The ChatGPT prompt workflow in this article works because it is:
- Beginner-friendly and easy to implement right now
- Based on real use cases from my own experience as a freelance professional
- Perfect for you as a creative or freelance consultant
3 ChatGPT Prompts That Can Build Passive Income Today
Prompt 1: From my background in [your previous or current job/discipline]
I have [skill]. My previous results included [name your results, wins, achievements]. Here are some things I learned [list your experiences and key insights]. List some potential target audiences that I can reach with my expertise, and their pain-points.
Prompt 2: What digital products can I create from this information, that can sell and generate passive income? Give me an outline of what the first one would look like. (You might want to give it some follow-up prompts to help you create the product in further detail.)
Prompt 3: Give me a 30-day LinkedIn [or other social media platform] engagement strategy to market this product before, during, and post-launch and get people familiar with who I am, positioning me as a thought leader, expert, and the go-to for their questions about [name the pain-point].
3 Mistakes To Avoid When Using ChatGPT To Make Money
1. Copying and pasting ChatGPT verbatim.
Problem: This is annoying to others, lacks personality, depth, and originality, and is a cheapened, bogus, unethical approach to building your career and business.
Solution: Incorporate your tone of voice and personality. Fact-check everything it produces, and allow sentences to blend and flow naturally instead of following the same pattern all the time. And don’t forget to inject your personal experiences and stories.
2. Building a digital product for passive income based on ChatGPT-based research only.
Problem: Generative AI is sometimes inaccurate and the information it gives can be outdated, with the occasional hallucination. It’s not possible to conduct in-depth research with ChatGPT alone. You need a variety of real-time sources.
Solution: Use Google Trends, industry reports, and pay attention to LinkedIn, social media, and wherever your target clients hang out, so you can figure out what they need and create a targeted solution that sells while you sleep.
3. Thinking passive income = one-time effort.
Problem: One of the most common misconceptions about passive income is that it is done once and lasts forever. That’s technically not the way it works.
Solution: Passive income products (like courses, e-books, templates, etc.) require ongoing marketing efforts to ensure consistent sales. This is the only way you can actually create a career from this. Otherwise no one will know that you exist, or you’ll have short-term hype that is insufficient for tangibly boosting your income.
Passive Income Ideas For 2025
Some examples of digital products that can earn you passive income include:
- Courses
- Funnels
- Templates
- Done-for-you scripts and other forms of done-for-you content
- Ebooks
- Guides and digital kits
Bonus Tools To Help You Build Passive Income Products
Once you have the outline and guidance from ChatGPT, you can then start developing your product quickly, using these tools and platforms:
- Canva
- Gumroad
- Notion
- Zapier
- ConvertKit
- Thinkific
- Leadpages
- Etsy
It all starts with a few simple ChatGPT prompts. That leads to a product idea. Then evolves to a tangible digital product. That then leads to establishing you as a leading voice in your industry. That ends with sales and unlimited income as you sleep. This is how you make ChatGPT work for you.
Making Money With ChatGPT FAQs
Can I really build passive income with ChatGPT?
Yes, if you follow the prompt workflow outlined in this article. It will take some time and consistency to start accruing sales, but it’s worth the effort, especially if you’re feeling unsettled with the job market right now.
Do I need a massive audience or thousands of followers to make money with ChatGPT?
No, initially you can start small, by selling where your audience is already present (online marketplaces), starting with people you already know, ensuring it’s a top-notch product so you gain reviews and referral buyers, and boosting your reach through partnering with well-known voices in your field.